800-955-6600 ☎️ "Capital One" Harassing You?

Here are my hints and tips from my years of going head to head with debt collectors on the phone or in the court room (we have never lost a trial against a debt collector) that you should use if you go at it alone. Remember: Bargaining with a debt collector is like being in… Continue reading Tips From The Debt Collector Front

The American financial crisis seems to be settling itself down as our economy comes slowly back into balance. This bodes well for the future, but unfortunately, several people have been left crushed under a mountain of debt in the wake of this tumultuous decade! From student loans to mortgages, car payments to credit card bills,… Continue reading Sue debt collectors for harassment

A debt collector can contact other people such as friends and neighbors to ask for your address, phone number, and where you work. The debt collector can’t ask anything else about you, tell them about the debt, use debt collection words or symbols on a letter or envelope, or contact them more than once unless… Continue reading What Is Harassment? – Frequently Asked Questions (FAQ)

Business debts are not covered. For example, if a business or its owner owes money for business expenses, the FDCPA and RFDCPA do not apply. However, if a debt collector is trying to collect from you for a personal, family, or household debt, you are entitled to the complete protections of the law. The debt… Continue reading What is a “Debt” Under the FDCPA & RFDCPA?

The only legitimate function of debt collectors is to remind debtors in writing about the balance of the debt (and in case of non-payment, bring cases to court to collect credit debts by public or private bailiffs). While researching the Internet up and down, I came across an article by one lawyer who wrote that… Continue reading 800-955-6600 ☎️ “Capital One” Harassing You? – Looking for a Solution?